Will I still own my home?

Yes. You remain the owner of your home, not the lender.

What are my options for receiving payments?

1. Guaranteed monthly payments for a specified term or as long as your home remains your primary residence

2. A line of credit to draw from as needed

3. Lump sum payment

4. Combination of the above

Is the reverse mortgage safe?

Yes. The federal government strictly regulates reverse mortgages. You can never owe more than the home is worth, and your benefits are guaranteed as long as one borrower occupies the home.

Will this loan affect my Social Security and Medicare Benefits?

No. Your reverse mortgage payments do not affect social security or medicare benefits.

How much money can I get?

The size of the reverse mortgage depends on your age at the time you apply, the type of reverse mortgage you choose, the value of your home, and current interest rates.

How much cash can I get?

The amount depends on your age and the value of your home.

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